Learn how assumable loans work and how a 2.75% mortgage rate can save you over $1,000 per month. Featuring a real Frisco, Texas home example with an assumable Mr. Cooper loan, this guide helps buyers in Texas and Minnesota understand how to take advantage of today’s rare low-rate opportunities.

Labor Day isn’t just for backyard barbecues — in the Dallas real estate market, it’s the unofficial start of fall buying season and the moment builders quietly roll out their biggest incentives. What most buyers don’t realize is that these discounts never show up on Zillow, MLS, or Realtor.com. From $20,000 bonuses to seller-paid closing costs and low fixed-rate financing, the real deals are tucked away behind model home doors and reserved for serious buyers. This fall, we’re pulling back the curtain and showing you how to access them before they’re gone.