Learn how assumable loans work and how a 2.75% mortgage rate can save you over $1,000 per month. Featuring a real Frisco, Texas home example with an assumable Mr. Cooper loan, this guide helps buyers in Texas and Minnesota understand how to take advantage of today’s rare low-rate opportunities.

When a “Coming Soon” sign popped up on a secluded one-acre property in Woodbury, Team Sean & Blanca flipped the switch from search mode to strike mode. By sunrise, our Minnesota partner Victoria had Nate & Irene through the front door—while twenty other buyers waited for official showings. Armed with tight comps, a peek-a-boo pre-inspection, and their daughter’s heartfelt crayon portrait tucked into the offer, we crafted terms the sellers couldn’t resist. At 11 p.m., “Offer accepted!” lit up our phones. Dive into Episode 2 of Home Quest Chronicles to see how speed, strategy, and a dash of creativity can unlock acreage dreams in Woodbury—and set the stage for a seamless Lakeville sale.