Learn how assumable loans work and how a 2.75% mortgage rate can save you over $1,000 per month. Featuring a real Frisco, Texas home example with an assumable Mr. Cooper loan, this guide helps buyers in Texas and Minnesota understand how to take advantage of today’s rare low-rate opportunities.

Buying a home in today’s market can feel overwhelming—but panic doesn’t pay the bills. In this post, we break down 7 practical ways to reduce financial stress and make homeownership more manageable. From negotiating a lower interest rate to cutting car payments and utility bills, Sean and Blanca offer proven strategies to help you move forward with confidence and clarity.